加拿大关于疫情的福利财政支持信息汇总
By XYZ updated on 3/11/2020.
面对疫情,加拿大政府推出了一系列的福利政策帮助个人,家庭和企业度过难关的经济政策。下面是是我所收集到的官方信息。希望对大家有所帮助。
- 政府官方网站:https://www.canada.ca/en/department-finance/economic-response-plan.html
- 对于个人的帮助/Support to Canadians
- Temporary Income Support for Workers and Parents
- Longer-Term Income Support for Workers
- Income Support for Individuals Who Need It Most
- Flexibility for Taxpayers/报税和交税时间的延迟
- For individuals (other than trusts), the return filing due date will be deferred until June 1, 2020. 但是税务局还是建议大家提早报税,特别是有牛奶金的家庭,以保证能按时领到牛奶金。The CRA will allow all taxpayers to defer, until after September 1, 2020, the payment of any income tax amounts that become owing on or after today and before September 2020.
- For self-employed individuals or those who have spouses or common-law partners that are self-employed, the deadline to pay any balance due for your individual income tax and benefit return has been deferred to September 1, 2020, however your income tax and benefit returns still needs to be filed by June 15, 2020.
- The CRA will allow all businesses to defer, until after September 1, 2020, the payment of any income tax amounts that become owing on or after March 18, 2020 and before September 1, 2020. This relief would apply to tax balances due, as well as instalments, under Part I of the Income Tax Act. No interest or penalties will accumulate on these amounts during this period.
- For trusts having a taxation year ending on December 31, 2019, the return filing due date will be deferred until May 1, 2020.
- 更多的细节:https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update.html
- Role of Financial Institutions
- Mortgage Default Management Tools
- 对于企业的帮助/Support to Businesses
- Supporting Canadian Business through the Canada Account
- Helping Businesses Keep their Workers
- Flexibility for Businesses Filing Taxes
- Ensuring Businesses Have Access to Credit
- Supporting Financial Market Liquidity
- EI sickness benefits: Apply
- Emergency Care Benefit
- The Emergency Care Benefit will provide up to $900 bi-weekly, for up to 15 weeks. This flat-payment Benefit would provide income support to:
- Workers, including the self-employed, who are quarantined or sick with COVID-19 but do not qualify for EI sickness benefits.
- Workers, including the self-employed, who are taking care of a family member who is sick with COVID-19, such as an elderly parent, but do not qualify for EI sickness benefits.
- Parents with children who require care or supervision due to school closures, and are unable to earn employment income, irrespective of whether they qualify for EI or not.
- Application for the Benefit will be available in April 2020, and require Canadians to attest that they meet the eligibility requirements. They will need to re-attest every two weeks to reconfirm their eligibility. Canadians will select one of three channels to apply for the Benefit:
- by accessing it on their CRA My Account secure portal;
- by accessing it from their secure My Service Canada Account; or
- by calling a toll free number equipped with an automated application process.
- Emergency Support Benefit
- The Emergency Support Benefit will provide up to $5.0 billion in support to workers who are not eligible for EI and who are facing unemployment.
- Canada Child Benefit (CCB) payment amounts
-
The Government is proposing to increase the maximum annual CCB payment amounts, only for the 2019-20 benefit year, by $300 per child.
The overall increase for families receiving CCB will be approximately $550 on average; these families will receive an extra $300 per child as part of their May payment. In total, this measure will deliver almost $2 billion in extra support.
- Goods and Services Tax credit (GSTC) payment amounts
- The Government is proposing to provide a one-time special payment by early May 2020 through the GSTC. This will double the maximum annual GSTC payment amounts for the 2019-20 benefit year.
- The average boost to income for those benefitting from this measure will be close to $400 for single individuals and close to $600 for couples. This measure will inject $5.5 billion into the economy.
- The new Canada Emergency Response Benefit
- We will provide a taxable benefit of $2,000 a month for up to 4 months to:
workers who must stop working due to COVID-19 and do not have access to paid leave or other income support.
workers who are sick, quarantined, or taking care of someone who is sick with COVID-19.
working parents who must stay home without pay to care for children that are sick or need additional care because of school and daycare closures.
workers who still have their employment but are not being paid because there is currently not sufficient work and their employer has asked them not to come to work.
wage earners and self-employed individuals, including contract workers, who would not otherwise be eligible for Employment Insurance.
The Canada Emergency Response Benefit will be accessible through a secure web portal starting in early April. Applicants will also be able to apply via an automated telephone line or via a toll-free number.
- Registered Retirement Income Funds (RRIFs)
-
To ensure that certain groups who may be vulnerable to the impacts of COVID-19 have the support they need, the Government is proposing targeted help by reducing required minimum withdrawals from Registered Retirement Income Funds (RRIFs) by 25% for 2020, in recognition of volatile market conditions and their impact on many seniors’ retirement savings.
This will provide flexibility to seniors that are concerned that they may be required to liquidate their RRIF assets to meet minimum withdrawal requirements. Similar rules would apply to individuals receiving variable benefit payments under a defined contribution Registered Pension Plan.
- Temporary wage subsidy for employers
- As part of the Government of Canada’s commitment to supporting businesses, and in response to the COVID-19 pandemic, the Government announced a temporary wage subsidy for employers for a period of three months. Effective immediately, eligible employers (non-profit organizations, charities, and certain Canadian Controlled Private Corporations) that pay remuneration to an employee, such as salary, wages, or taxable benefits, on or after March 18th and before June 20th, are permitted to reduce remittances of federal, provincial, or territorial income tax by the amount of the subsidy. This measure is only applicable to remittances made to the CRA.
- Economic Response Plan – Cost and Implementation
Economic Response Plan – Cost and Implementation
Measure |
2020-2021 Cost/Impact |
Implementation |
Emergency Care Benefit |
Up to $10 billion |
Early April
*requires Royal Assent |
Emergency Support Benefit |
Up to $5 billion |
Early April
*requires Royal Assent |
GST Credit |
$5.5 billion |
By Early May
*requires Royal Assent |
Enhanced Canada Child Benefit |
$1.9 billion |
May
* requires Royal Assent |
Temporary Business Wage Subsidy |
$3.8 billion |
Immediately
Supporting legislation to follow |
Canada Student Loan Payments |
$190 million |
Early April
* requires Royal Assent |
Support for Indigenous Communities |
$305 million |
April
*requires Royal Assent |
Support for people experiencing homelessness (through Reaching Home) |
$157.5 million |
April
*requires Royal Assent |
Support for women’s shelters and sexual assault centres including on reserve |
$50 million |
April
*requires Royal Assent |
Lower Registered Retirement Income Fund Minimum Withdrawal Amounts |
$495 million |
Immediately
Supporting legislation to follow |
Total |
$27.4 billion |
|
Other supports |
|
|
Flexibility for individual and corporate taxpayers (tax payment deferral until September) |
$55 billion |
Immediately |
Business Credit Availability Program (BCAP) through BDC and EDC |
$10 billion + |
Immediately |
Credit and liquidity support through financial Crown corporations, Bank of Canada, OSFI, CMHC and commercial lenders (e.g., Domestic Stability Buffer, Insured Mortgage Purchase Program, Banker’s Acceptance Purchase Facility) |
In the range of $500 billion |
Immediately |
Iris CPA, CGA cell: 647-779-7887; Wechat: xyz4tax
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